Johnny wrote in message 20150730142250.28171f24@jmspc

After reading those two articles, I can't understand why anyone would
want to have a Microsoft account, and use Windows 10.

It seems, from reading those articles that Microsoft servers obtain,
*by default*, the following ...

1. Your browser history, favorites and the websites you currently have
open as well as saved app, website and mobile hotspot passwords and Wi-Fi
network names and passwords.

2. “your voice input, as well as your name and nickname, your recent
calendar events and the names of people in your appointments, and
information about your contacts including names and nicknames.”

3. App info “from you and your devices, including for example ‘app use
data for apps that run on Windows’ and ‘data about the networks you
connect to.'”

4. Windows 10 generates a unique advertising ID for each user on each
device. That can be used by developers and ad networks to profile you.

5. Your encryption key

6. We will access, disclose and preserve personal data, including your
content (such as the content of your emails, other private communications
or files in private folders)...