I wrote:
Trying to change others is a losing game; it'll drive you mad.

The room below me was playing music too loud, too long.

Before, when I asked him to " Please turn it down. ",
the rude ******* replied "No".

So, this time, I thumped out a message to him using a sledgehammer.
He stopped.

Checky replied ( to me ):
There is no way I could live in a crowded city with mobs of people
everywhere carrying who-knows-what diseases.

I thought you lived in Seattle.

Diseases have never been an issue for me.
I spent nothing on healthcare, not even insurance, last 30+ years;
so I've no idea what you and Greg might be worried about it.

When society starts feeling the strain from the upcoming pain,
that thin veneer of civilization will quickly disappear,
and all hell will break loose.

You and Greg belong to the same apocalypse cult, apparently.
You should be neighbors, along with Ted Kaczynski.

I'm sure as hell not going to pay a bank for the privilege of
keeping my money there so they can profit from it "investing"
in derivatives or using it to create loans that people will
most likely default on.

Banks package mortgage loans and sell them to Japan.
When the loans go bad, the banks just laugh.

The Bank of Rick will be backed by gold.

I won't be investing there.