In article , Wolf K
wrote:

Actually, newly licensed drivers have low accident rate for the first
year or so of driving, then the rates go up.
false.

https://one.nhtsa.gov/people/injury/olddrive/Figure6.gif

The usual explanation is
that as they gain experience, the gain over-confidence. This fact was
discovered when someone decided to take a look not at age but at driving
experience. It was one the oddities covered in the course qualifying me
as driving instructor.
that explanation is clearly wrong.

https://www.researchgate.net/profile...tion/6996326/f
igure/fig1/AS:601580558618625@1520439390087/Young-driver-crash-rates-as-
a-function-of-experience-time-licensed-and-distance-driven.png [...]

Newer data.

so what?