Files Keep Saving as Encrypted

Windows 10 Pro x64 v1903

For some reason, new files are automatically being saved as encrypted
(with gold lock icon in the upper-right corner).

- If I remove the encryption per file or globally, I can no longer save
the file to my desktop.
- I used a reg file to "Take Ownership" of the file and the Desktop
folder, but that didn't help.
- If I remove the file's encryption and delete the file, restoring it
from the Recycle Bin re-encrypts it.
- If I restore the file's encryption, I can save it to my desktop.

Is there a way to remove the automatic encryption without being
prevented from saving files to the desktop? Any troubleshooting ideas
will be greatly appreciated. Thanks.

A poster from another forum resolved the issue. The admin command line
below did the trick (my username is user). Now I can copy and save new
files to the desktop from other locations as before.

cipher /d /s:"C:\Users\user\Desktop"