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Is safe online banking possible? sandbox?



 
 
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  #46  
Old April 10th 15, 12:59 AM posted to alt.windows7.general
Gene E. Bloch[_2_]
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Default Is safe online banking possible? sandbox?

On Thu, 09 Apr 2015 17:12:30 -0400, Wolf K wrote:

On 2015-04-09 5:01 PM, Ken Blake wrote:
On Thu, 09 Apr 2015 14:12:11 -0400,
wrote:



[...]

In Texas, December 2013, I could not use credit cards at the pumps,
debit only.


Silicon Valley here. Some of the local gas stations are like that, but
the ones I use accept credit cards. That's why I choose them over the
others :-)

--
Gene E. Bloch (Stumbling Bloch)
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  #47  
Old April 10th 15, 01:01 AM posted to alt.windows7.general
Gene E. Bloch[_2_]
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Default Is safe online banking possible? sandbox?

On Thu, 09 Apr 2015 14:07:16 -0700, Ken Blake wrote:

On Thu, 9 Apr 2015 11:38:13 -0700, "Gene E. Bloch"
wrote:

In one sense, you can't avoid online banking. Not in the sense you
mean, but in this sense: when, for instance, you swipe a credit card at
a business, the transaction (usually) involves lots of network activity.


In the old days, if you swiped a credit card (or anything else) and
got caught, they would put you in jail! g


I was commenting on that very ambiguity just a few days ago, so I was
ready for you :-)

Anyway, in both respects, you can't be sure of absolute safety, sadly.


True. But there are very absolutes you can be sure of these days. If
you walk across the street when the traffic light is with you, you
can't be sure that a car won't run the light, and hit and kill you.


But you can be relatively sure the driver won't stop :-(

But as long as the percentages are strongly on our side, we all take
all kinds of risks.


--
Gene E. Bloch (Stumbling Bloch)
  #48  
Old April 10th 15, 01:05 AM posted to alt.windows7.general
Gene E. Bloch[_2_]
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Posts: 7,485
Default Is safe online banking possible? sandbox?

On Thu, 09 Apr 2015 17:33:14 -0400, (PeteCresswell) wrote:

Per Gene E. Bloch:
... for instance, you swipe a credit card at
a business, the transaction (usually) involves lots of network activity.

Anyway, in both respects, you can't be sure of absolute safety, sadly.


Yeah, but the $50 liability limit on credit cards comes pretty close....


True. Thanks for pointing that out.

I have a friend who has gotten several new cards in the last couple of
years. Her bank notices problems and reissues the card with a new
number.

I don't know what the problems were (I don't think she does either).

I have a friend who got a call at her home in Sunnyvale, CA, asking her
if she had just bought an airline ticket in Norway. She said no.

--
Gene E. Bloch (Stumbling Bloch)
  #49  
Old April 10th 15, 01:49 AM posted to alt.windows7.general
(PeteCresswell)
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Default Is safe online banking possible? sandbox?

Per Gene E. Bloch:
I have a friend who has gotten several new cards in the last couple of
years. Her bank notices problems and reissues the card with a new
number.


Somebody I know has a credit card account with a virtual credit card
number featu he wants to buy something online, he does
something-or-other, he is supplied with a valid credit card number
that is good for one use... end of game.

That is appealing to me, but I have been unable to find such an account.
--
Pete Cresswell
  #50  
Old April 10th 15, 02:03 AM posted to alt.windows7.general
Gene E. Bloch[_2_]
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Default Is safe online banking possible? sandbox?

On Thu, 09 Apr 2015 20:49:19 -0400, (PeteCresswell) wrote:

Per Gene E. Bloch:
I have a friend who has gotten several new cards in the last couple of
years. Her bank notices problems and reissues the card with a new
number.


Somebody I know has a credit card account with a virtual credit card
number featu he wants to buy something online, he does
something-or-other, he is supplied with a valid credit card number
that is good for one use... end of game.

That is appealing to me, but I have been unable to find such an account.


It appeals to me too, but I haven't gotten around to trying to do it
yet.

Some day :-)

--
Gene E. Bloch (Stumbling Bloch)
  #51  
Old April 10th 15, 02:26 AM posted to alt.windows7.general
Zaidy036[_5_]
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Posts: 427
Default Is safe online banking possible? sandbox?

"(PeteCresswell)" wrote:
Per Gene E. Bloch:
I have a friend who has gotten several new cards in the last couple of
years. Her bank notices problems and reissues the card with a new
number.


Somebody I know has a credit card account with a virtual credit card
number featu he wants to buy something online, he does
something-or-other, he is supplied with a valid credit card number
that is good for one use... end of game.

That is appealing to me, but I have been unable to find such an account.


Citi does for the American Air card.

--
Zaidy036
  #52  
Old April 10th 15, 04:16 AM posted to alt.windows7.general
Roger Blake[_2_]
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Default Is safe online banking possible? sandbox?

On 2015-04-09, Char Jackson wrote:
The same folks who are afraid to bank online will hand their credit card to
a teenager at a restaurant and watch him walk away with it.


Nope. I pay cash at restaurants, as I do for all purchases at
"brick and mortar" stores.

--
-----------------------------------------------------------------------------
Roger Blake (Change "invalid" to "com" for email. Google Groups killfiled.)

NSA sedition and treason -- http://www.DeathToNSAthugs.com
-----------------------------------------------------------------------------
  #53  
Old April 10th 15, 07:14 AM posted to alt.windows7.general
Char Jackson
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Posts: 10,449
Default Is safe online banking possible? sandbox?

On Fri, 10 Apr 2015 03:16:27 +0000 (UTC), Roger Blake
wrote:

On 2015-04-09, Char Jackson wrote:
The same folks who are afraid to bank online will hand their credit card to
a teenager at a restaurant and watch him walk away with it.


Nope. I pay cash at restaurants, as I do for all purchases at
"brick and mortar" stores.


I have no problem with people who still use cash. Sure, I look on in
amusement, but it's only amusement. The people who really annoy me,
especially when the lines are long, are the folks who dig around and
eventually produce a checkbook. Five minutes later (exaggerating) they hand
a check to the cashier. Meanwhile, I'm looking around for a shorter line.

--

Char Jackson
  #54  
Old April 10th 15, 07:24 AM posted to alt.windows7.general
Char Jackson
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Default Is safe online banking possible? sandbox?

On Thu, 9 Apr 2015 17:05:46 -0700, "Gene E. Bloch"
wrote:

On Thu, 09 Apr 2015 17:33:14 -0400, (PeteCresswell) wrote:

Per Gene E. Bloch:
... for instance, you swipe a credit card at
a business, the transaction (usually) involves lots of network activity.

Anyway, in both respects, you can't be sure of absolute safety, sadly.


Yeah, but the $50 liability limit on credit cards comes pretty close....


I've been the victim of fraud more than a few times in the last two years
and my credit card providers have never mentioned the $50 fraud limit. I'm
aware of it and I always expect them to say something, but they don't. They
just skip right over that and tell me they're sending a new card.

I have a friend who has gotten several new cards in the last couple of
years. Her bank notices problems and reissues the card with a new
number.


For both 2013 and 2014, I've traveled 6 days a week for 50 out of 52 weeks,
so there's been a lot of opportunity for fraud. I'm normally unaware until
the credit card provider calls me, but I can honestly say I had a gut
feeling in a small restaurant in the south suburbs of Houston, Texas, last
year. The guy looked and acted shady, so it was no big surprise when my CC
provider said someone had tried to purchase $3700+ worth of merchandise at
Nordstom's which got declined, then $2800+ at Best Buy which was also
declined, and finally $478+ at World Market, also declined. IMO, the CC
providers do an excellent job of recognizing suspicious card activity these
days.

I don't know what the problems were (I don't think she does either).

I have a friend who got a call at her home in Sunnyvale, CA, asking her
if she had just bought an airline ticket in Norway. She said no.


I've been there in a very similar way. :-)

--

Char Jackson
  #55  
Old April 10th 15, 07:29 AM posted to alt.windows7.general
Char Jackson
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Posts: 10,449
Default Is safe online banking possible? sandbox?

On Thu, 09 Apr 2015 17:12:30 -0400, Wolf K wrote:

On 2015-04-09 5:01 PM, Ken Blake wrote:
On Thu, 09 Apr 2015 14:12:11 -0400,
wrote:


Given the protections inerrant in credit cards, I can't see why people
use debit cards - unless it's the exposure to risk under most credit
card vendors' business models, which is around the extremely heavy
penalties if/when somebody makes a payment error.



I never make payment errors, since I have all my credit cards set up
for automatic payment. And my payment is always in full, so I never
pay any interest. They are called "credit" cards, but I don't really
treat them as such. I never spend more on them than I can afford to
spend. [etc]


In Texas, December 2013, I could not use credit cards at the pumps,
debit only.


I'm not aware of any gas stations in Texas that don't accept credit cards,
but you might simply be saying that they didn't accept YOUR credit card.
Perhaps it wasn't a mainstream card such as Visa or MC?

I did have a different problem once, though. My Zip Code had just changed
and I didn't know it, so I went inside to ask how to get past the Zip Code
entry requirement. The guy told me to enter five 0's and I'll be darned, it
worked. I think it's possible that he did some kind of override, though.

--

Char Jackson
  #56  
Old April 10th 15, 07:42 AM posted to alt.windows7.general
Char Jackson
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Posts: 10,449
Default Is safe online banking possible? sandbox?

On Thu, 09 Apr 2015 17:10:09 -0400, Wolf K wrote:

On 2015-04-09 4:11 PM, Char Jackson wrote:
On Thu, 9 Apr 2015 11:31:15 -0700, "Gene E. Bloch"
wrote:

On Thu, 09 Apr 2015 10:06:37 -0500, Char Jackson wrote:

On Thu, 09 Apr 2015 08:57:03 -0400, Wolf K wrote:

On 2015-04-09 12:00 AM, Paul in Houston TX wrote:
mike wrote:
Can you do safe online banking in win7?

Online banking is unsafe by virtue of it being online.
I do all my banking at the bank.

+1

-1

The same folks who are afraid to bank online will hand their credit card to
a teenager at a restaurant and watch him walk away with it.

Or to an adult, for that matter...


I think Wolf only visits restaurants that bring a WiFi terminal to the
table, but I never think to ask about that before they show me to my table.


I've come to expect this. Very few restaurants without them. Even if you
go up to the counter, you will usually be handed a wi-fi card terminal.


I want to say that I've experienced a "pay at the table" scenario down here
in the States, but I'm not sure that I've seen such a thing. You guys are
apparently ahead of us in this area.

--

Char Jackson
  #57  
Old April 10th 15, 09:35 AM posted to alt.windows7.general
mike[_10_]
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Default Is safe online banking possible? sandbox?

On 4/9/2015 6:51 AM, Beauregard T. Shagnasty wrote:
mike wrote:

Can you do safe online banking in win7?

Primary computer is win7 with firewall, AV, firefox, noscript...etc...
I've never had a known malware infection.
But that pesky "known" negates everything.

I'm paranoid about online banking.
For that, I boot a live linux CD that never goes anywhere but my bank.
It gives me a sense of security, but it's annoying.


Why don't you just install the Linux and use it instead? You'd have a far,
far less chance of being compromised by malware, keyloggers, hackers, and
all of that Windows-related stuff.

That's wrong on so many levels.
First problem is that linux can't do some of the stuff I REQUIRE.
And the stuff it does do requires a major change in mindset and
user interface.
And I live in the real world where I don't control the other end
of most of my interactions.
And the linux desktop has such little market share that the hackers
ain't interested in it yet. Just wait...it will happen...and it
don't matter one whit that your kernel is safe if your keyboard
won't respond and you have no guru available to sort it for you.
  #58  
Old April 10th 15, 10:19 AM posted to alt.windows7.general
mike[_10_]
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Default Is safe online banking possible? sandbox?

On 4/9/2015 5:49 PM, (PeteCresswell) wrote:
Per Gene E. Bloch:
I have a friend who has gotten several new cards in the last couple of
years. Her bank notices problems and reissues the card with a new
number.


Somebody I know has a credit card account with a virtual credit card
number featu he wants to buy something online, he does
something-or-other, he is supplied with a valid credit card number
that is good for one use... end of game.

That is appealing to me, but I have been unable to find such an account.

Citi has that feature.
I've used it for things that are supposed to be free but require
a credit card so they can upsell you later.
Also for services that are hard to cancel, like cheap mobile phone
service with no customer service based in another country.
Problem with Citi is they only allow one vendor on a number. Can't just
use it like a credit card.

I put the real money in one bank. Second bank has a credit card with
the smallest limit they'll allow. Recurrent payments get charged directly
to that account or to the credit card that gets paid from that account.
Regular automatic bank transfers keep the second account solvent.
  #59  
Old April 10th 15, 11:48 AM posted to alt.windows7.general
...winston‫
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Default Is safe online banking possible? sandbox?

Char Jackson wrote:
On Wed, 08 Apr 2015 22:43:02 -0700, "...winston?"
wrote:

Char Jackson wrote:
On Wed, 08 Apr 2015 23:00:54 -0500, Paul in Houston TX
wrote:

mike wrote:
Can you do safe online banking in win7?

Online banking is unsafe by virtue of it being online.
I do all my banking at the bank.

Same here!

Oh, wait, what year is this? The last time I went to a bank to do my banking
was approximately 1984. ;-)


I think that was the last time for Mr. Smith, Julia, O'Brien and Mr.
Charrington too.


Watch out for O'Brien, I think he's only pretending to help you with your
rebellious activities. He's secretly loyal to the Party.




By now, O'Brien might not even be able to remember where his loyalties lied.

--
....winston
msft mvp consumer apps
  #60  
Old April 10th 15, 11:56 AM posted to alt.windows7.general
...winston‫
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Default Is safe online banking possible? sandbox?

Gene E. Bloch wrote:
On Thu, 09 Apr 2015 04:08:07 -0400, Paul wrote:

I fondly remember when the bank teller told me
about their "new online banking option".

And how it was protected with a *three digit pin*.
That was their password scheme at the time.

I don't have a very good poker face, and I hope
I didn't "scowl" at the teller in too obvious
a fashion :-)

As you might guess from that, I wouldn't
be caught dead doing online banking.


It's 2015 now. My password is maybe a dozen characters, not all of them
letters.

My ATM PIN is all of 4 digits, ten times more secure than what you
mentioned. Oh boy.


I always get my ATM and Home Security Pins mixed up.

Every time I attempt to withdraw cash the alarm goes off and someone
calls my phone asking for a special code word. For some reason they
don't like my 'four-letter-word' response.


--
....winston
msft mvp consumer apps
 




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